Welcome to Gen Y Finance Guy!
I chose the name “Gen Y Finance Guy” for three reasons:
I was born in 1986 which makes me a member of Generation Y
(Fun Fact: they also refer to us as the Millennial’s and there are 80M of us)
Finance is my obsession
Finally I’m a dude!
To Humanize Finance, Build Wealth, and Reach Financial Freedom!
Bullet point version about me:
I was born in 1986
I grew up on welfare
My parents were drug addicts
My dad spent 10 years of his life in prison for participating in the Meth Business
I got in a lot of trouble until half way through 6th grade
Statistically I should be in prison and on drugs
A lot of other things happened between when I was born and my next bullet point and you can read more about it here
I went to live with my grandparents in the 8th grade (best move ever, lucky again)
I learned as much as I could from my grandfather who was a great man (he served this country and was a POW for 5 years)
I sold candy out of a shoe box to make extra money in high school (it’s probably no surprise that I made $60-$80/day)
I graduated high school even though neither of my parents did (and with honors)
I have been lucky as hell
I have 4 brothers (I wish we were closer)
I used to fold pizza boxes for free pizza and soda in middle school (and got a little chubby because of it)
I lived with the owner of the pizza place and his family for a year (they saved my life and I will never forget it, I feel LUCKY every day)
I earned my degree in Finance from Cal-State Fullerton and graduated in 2008 (again with honors)
I worked in corporate finance for a private 3rd generation family owned oil company during my first 3 years out of school (where I had the best boss ever)
I traded professionally for the same oil company for 2 additional years (oil related products)
I left the oil company and joined a public company in the action sports industry going back into corporate finance
I left corporate finance again to start a new global analytics team to support a $100M e-commerce business (I learned a lot, but it didn’t work out)
I started a consulting business based on what I learned about digital marketing and analytics preparing for the gig above (it was successful)
I left the action sports industry to go back into corporate finance (where I currently work)
I am the most optimistic guy you will ever meet
I consider myself to be very ambitious
Things always have a way of working out for me
Have I mentioned I am pretty lucky
I subscribe to “Fake it til you make it”, because everything is learn-able. It doesn’t work for everyone.
I am a fitness fanatic
I have an obsession with finance
I am married to the girl of my dreams (again a very lucky man)
I consider myself to be an entrepreneur
I love helping people
The next move I make in my career will be as a full-time Entrepreneur
Now this brings us to the blog.
This blog is just as much about my journey as it is about yours. As you read above, I am trying to humanize finance by sharing my own journey to financial freedom. I believe in total honesty and transparency. That is why I decided before I ever started blogging that I would share all of my own financial stats. I do this not to brag, but instead to inspire, and to hold myself accountable. My sincere hope is that you will be able to learn from my successes and my failures.
On this blog you will see real life stories from real people. I am not going to tell you to do something I wouldn’t or haven’t done with my own money. I don’t expect to change the world, but if I could change just one person’s life, that would be enough.
I personally have a goal to have my mortgage paid off before I am 35 years old (I am 28 years old now). Outside of mortgage debt on my primary residence and investment condo I am debt free. Starting in 2015 I put a plan in action to pay off the mortgage on my primary residence in 7 years. My big hairy audacious goal is to build a net worth of $10M by the time I am 48 (you can keep track here).
Those are the two primary financial goals I have. And this blog (born on September 25, 2014) will be the vehicle in which I share my own journey of success, failures, and ah-ha moments. I hope you, the reader, might find what I write both interesting and useful in your own endeavors to reach your financial goals. I also hope to learn a thing or two from my readers.
Onward & Upward.
– Gen Y Finance Guy
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